Your Dental Benefits are Expiring!
As the end of the year draws closer and families are busily prepping for the Christmas rush, take a moment to think about your dental health cover. How much are you paying? Likely upwards of $1000 per year for a family. Ask yourself, have you received the most value from your health insurer this year? Don’t pour money down the drain – use your benefits to their full potential. You’ll not only save money but also keep your family’s teeth in prime condition.
Annual Limits Explained
Most policies run on a calendar year system, meaning that your annual benefit limits expire on 31st December 2017. There is no roll-over of unused benefits, so if you’ve only used $100 of your $500 limit, the remaining $400 is simply lost. A good way to ensure you use all of your dental coverage is to schedule regular check-ups throughout the year in advance and don’t put off much needed dental work, like Fillings or Crowns, until the New Year.
Many insurers, like Medibank and Bupa, offer one GAP Free Check Up and scale & clean per the calendar year. A yearly examination of your teeth is vital for overall oral health, and your insurer may already be offering it as part of your policy. If you haven’t taken advantage of your policy’s perks yet, now is the time! A free trip to the dentist is definitely worth booking in today.
Your Insurer wants you to use it!
Ever heard of the saying ‘prevention is better than cure’? Insurers offer great incentives for dental check-ups based on this principle. They’d rather pay for a low cost examination than a full-scale Root Canal or Tooth Extraction because you put off your Dentist visit for the past few years. You benefit from regular maintenance and your insurer saves money by not forking out thousands for complex dental work. It’s a win-win arrangement, so keep on top of your oral health and make the most of your insurance policy at the same time.
Avoid Fee Increases
Most dentist clinics in Sydney set their new pricing schedule for services like fillings, Wisdom teeth removal, Crowns and Bridges at the beginning of the year, so it makes sense to sneak in any last minute dentistry work before January 1st to ensure you pay the least amount possible.
What to do
- Check your health insurance policy to see what benefits you haven’t used yet
- Call Homebush Dental Practice to schedule your dentistry work before December 31st
- Remember to bring in your insurance member’s card for the lowest out-of-pocket fees
We accept all major health insurance funds, so book an appointment at Homebush Dental Practice on (02) 8084 7242 today!